Auto Insurance

Protect yourself and your vehicle with comprehensive auto insurance coverage. Drive with confidence knowing you're covered.

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Why Choose Our Auto Insurance?

Comprehensive coverage options with competitive rates and exceptional customer service.

24/7 Claims Service

Report and track claims anytime, anywhere with our mobile app and 24/7 hotline.

Multi-Policy Discounts

Save up to 25% when you bundle auto with home, renters, or other insurance policies.

Preferred Repair Network

Access to certified repair shops with guaranteed workmanship and faster service.

Roadside Assistance

Emergency roadside help including towing, jump-starts, flat tire changes, and lockout service.

Coverage Types

Understanding your auto insurance options helps you make the right choice for your needs.

Liability Coverage

Required by California law. Covers bodily injury and property damage you cause to others.

  • Bodily injury liability
  • Property damage liability
  • Legal defense costs

Collision Coverage

Covers damage to your vehicle from collisions with other cars or objects.

  • Vehicle collision damage
  • Single-car accidents
  • Rollover incidents

Comprehensive Coverage

Protects against non-collision damage like theft, vandalism, and weather.

  • Theft and vandalism
  • Weather damage
  • Animal collisions

Uninsured Motorist

Protects you when the at-fault driver has no insurance or insufficient coverage.

  • Uninsured driver protection
  • Underinsured coverage
  • Hit-and-run incidents

Auto Insurance Plans

Choose the coverage level that best fits your needs and budget.

Basic Coverage

State Minimum

$89 /month
  • Liability coverage
  • Uninsured motorist
  • Medical payments
  • Collision coverage
  • Comprehensive coverage
  • Roadside assistance
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Most Popular

Standard Coverage

Full Protection

$149 /month
  • Everything in Basic
  • Collision coverage
  • Comprehensive coverage
  • Roadside assistance
  • Rental car coverage
  • Gap coverage
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Premium Coverage

Maximum Protection

$199 /month
  • Everything in Standard
  • Higher coverage limits
  • Accident forgiveness
  • New car replacement
  • Custom equipment coverage
  • Priority claims service
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Available Discounts

Save money on your auto insurance with our various discount programs.

Good Student Discount

Up to 15% off for students with good grades

Safe Driver Discount

Rewards for accident-free driving records

Multi-Policy Discount

Bundle with home or renters insurance

Multi-Vehicle Discount

Save when insuring multiple vehicles

Telematics Discount

Safe driving monitored through mobile app

Eco-Friendly Discount

Discounts for hybrid and electric vehicles

Frequently Asked Questions

Get answers to common questions about auto insurance in California.

California requires minimum liability coverage of $15,000 for injury/death to one person, $30,000 for injury/death to more than one person, and $5,000 for property damage. However, we recommend higher limits for better protection.

You can lower premiums by maintaining a clean driving record, bundling policies, taking advantage of discounts, choosing a higher deductible, and installing safety features in your vehicle. Our agents can help identify all available discounts.

First, ensure everyone's safety and call 911 if needed. Exchange information with other drivers, take photos of the scene, and contact your insurance company immediately. Our 24/7 claims hotline is always available to guide you through the process.

Rental car coverage is available as an add-on to your policy. It pays for a rental car while your vehicle is being repaired after a covered claim. The coverage amount and duration depend on your specific policy limits.

Get Protected on the Road Today

Compare auto insurance quotes and find the perfect coverage for your vehicle and budget. Our licensed agents are ready to help.

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